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Family Travel Insurance

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Family Travel Insurance

Are you planning a family getaway? Holidaysafe has been trusted for over 15 years to provide tailored travel insurance that fits your needs and budget. Whether you’re booking a single trip or embarking on multiple adventures with the family, we have policies designed for families just like yours.

When searching for the best family travel insurance for your loved ones, it’s important to find a policy that balances affordability with the right coverage for your family. Our policies provide flexibility, covering everything from single trips to unlimited annual travel.

And, planning a holiday with the whole family takes extra preparation, so getting organised is key. Securing family travel insurance ensures peace of mind, covering you for the unexpected. Before you set off, don’t forget to check the latest FCDO travel advice for your destination to stay informed on safety, entry requirements, and local regulations.

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What is Family Travel Insurance?

Family travel insurance is a policy designed to cover a family unit travelling together, typically including the policyholder, their spouse or partner (after living together for at least six months), and dependent children aged 0-17 living at home.

The benefits to choosing a Family policy include:

  • Cost-effective – Including yourself, partner and children under the same policy is often more economically beneficial than purchasing individual policies. (Family rate is automatically applied.)
  • Independent travel for adults – With an Annual Multi-trip policy, adults over 18 are covered to travel independently from the rest of the family.
  • Flexible policy options – Depending on your travel frequency, you can choose between Single Trip or Annual Multi-Trip, plus our available extensions, ensuring the policy suits your family’s needs and budget.

What Does Our Family Travel Insurance Cover Include?

Family Travel Insurance is available on our single trip and annual multi-trip policies. Cover includes:

  • Cover for single trips up to 94 days (depending on age and location), and for annual multi-trip, cover for an unlimited number of trips during the 12-month policy period, if each trip does not exceed the maximum duration limit (31,45 or 60 days – depending on the level of cover you purchase)
  • Cover for cancellation, medical emergencies, personal belongings, cash, and travel documents cover plus much more.
  • Free access to Air Doctor Connect, is available, connecting you to over 20,000 doctors in 78 countries. Plus, we will waive your excess for outpatient treatment through them!
  • No upper age limits on a single trip policy and cover for travellers aged 75 and under (depending on your destination of your choice) for annual multi-trip policies.
  • Multiple levels of cover and extensions, so you can tailor your family travel insurance policy to suit your needs.

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Are you interested in taking out one of these policies yourself? Be sure to get an online quote by clicking ‘Get a Quote’ and then picking your chosen option.

Holidaysafe has been rated 4.6 out of 5 based on over 18,000 customer reviews on Trustpilot*.

Why Holidaysafe?
  • Award-Winning Travel Insurance*
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Award Winning Travel Insurance

  • Winner for 'Best Family Travel Insurance Provider 2024' in the 2024 SME UK Finance Awards*
  • Finalists for 'Digital Broker of the Year' in the 2024 Insurance Times Awards*
  • Finalists for ‘Best Travel Insurance Provider’ in the 2022 Insurance Choice Awards*
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FAQs

How many family members can be covered with the Family Travel Insurance policy?

Our family travel insurance policy is designed with your loved ones in mind! It will cover the policyholder, their spouse or partner (after living together for at least six months), and dependent children aged 0-17 living at home, because when it comes to your family, we have got everyone looked after.

What if a family member has a medical condition?

That is not a problem, part of the online quote process is a medical declaration for all travellers on the policy, this will ask you certain medical questions and ascertain whether a screening needs to be completed. If you do need to declare conditions for a member of the family, the quote system will guide you through the process, but you can also contact us if you have any questions.

Is it worth buying an annual family travel insurance policy?

If you’re planning to travel more than once or twice in the next 12 months, then a Multi-Trip (sometimes known as Annual) policy may be more cost-effective for you.

Do you have to travel with the rest of the family to be covered on the insurance policy?

If you purchase a Multi-Trip policy, not only do we cover your family trips, but anyone over 18 is also covered to travel independently from the rest of the family.

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Tips for Travelling with Kids

As joyous as it is to travel across the world with your family, spending time with the kids does often mean extra levels of care and attention are required. Follow some of our tips to ensure your family holiday is the best it can be.

1. Prepare yourself for the climate

Make sure you’re aware of roughly what conditions will be like before you head out. Packing for the climate can save you both a lot of space in your luggage and cash (for new clothes) when you’re actually at your destination.

It’s simple enough to find out what the weather will be like. There are a number of online resources which provide you with the chance to find out what the weather in a certain place will be as far as months in advance.

2. Make the most of apps

The modern tech-heavy world has brought with it new opportunities to keep your child safe. There are a number of apps which are able to keep you informed of where they are at all times, with the simple use of a tracking device.

You’ll also be able to use your tablet to provide them with hours of distracting entertainment. From video games to movies, these serve as the perfect way to keep the little ones entertained at all times.

3. Make a travel checklist

Before you travel, be sure to have a precise checklist in order. This will ensure when you arrive at your destination you (shouldn’t) have left anything behind. Even if you’re someone who generally has a good memory, it’s better to be safe than sorry when it comes to your holidays.

Be sure to ask your children if there’s anything specific they want to bring along. It’s all well and good coming up with your own list, but if you neglect something precious to your child you could end up in their bad books for the whole trip.

4. Bring travel games

If you need something to distract the little ones with, but aren’t a fan of introducing them to the tech world just yet, you can always turn to simplistic travel games. These offer the chance to provide a little peace and quiet, and serve as a handy way of catching a break from the dreaded “are we nearly there yet?” questions.

These can vary from something as simple as hangman (drawn out on a piece of paper) to more elaborate games which require an actual board and rules. Whatever you opt for, make sure your kids are happy with the choice. They’re the ones who’ll be using it most, after all.

5.Carry healthy snacks

Keeping nutrition levels high is difficult when you’re off on your travels. The best way to ensure your children are getting what they need is by carrying healthy snacks with you at all times on your journey.

The easiest and most practical way of doing this is with the likes of small tubs of fruit and veg. In some places, you won’t be able to freely transport food, so be sure to read up on this ahead of your travel.

Be sure to keep these handy tips in mind when you next head away with your family. They could make all the difference.

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