Seniors Travel Insurance FAQs
We want to make buying travel insurance easy for our senior customers. Here are some of our most frequently asked questions to help you find the right coverage.
Are there age limits on Holidaysafe’s travel insurance for seniors?
Yes, there are some age limits. For most Annual multi-trip policies, we cover up to age 79, depending on your destination. However, our single-trip policies have no upper age limit.
Do I need travel insurance as a senior?
While not legally required, some travel providers do ask for proof of travel insurance. It protects you from unforeseen events and medical expenses that can occur while travelling. As we age, we may have more medical conditions that need coverage.
Why do I need to tell you about my medical conditions?
Disclosing your medical conditions might increase your premium, but it ensures your policy is valid. Without full disclosure, your policy could be voided if you make a claim. We use a specialist tool, Protectif, to assess your medical risk fairly.
Why do I need to tell you about my medication?
During screening, Protectif will ask about your medication and the conditions you take it for, ensuring all relevant information is included.
What if I forget to declare a condition during the medical screening process?
If you forget to declare a condition, you can update your information after reviewing the document we send you. Have your policy reference number ready when you call us. You can also ask your doctor to review your medical summary.
If my medical information changes, do I need to inform you?
Yes, you should inform us of any changes to ensure you are fully covered. It’s better to update your information than risk having a claim denied.
Do you have more questions?
Visit our FAQ Page or check our Contact Us page for more ways to reach us. We are happy to help with any questions you may have.