Winter Sports Travel Insurance
Looking to try something new this winter? Whether you’re a seasoned pro or a first-time skier, Winter Sports Travel Insurance is essential for peace of mind on the slopes. Our policies, designed by winter sports enthusiasts, offer tailored protection so you can focus on enjoying all the slopes have to offer—worry-free.
Do I need Winter Sports Travel Insurance?
Winter sports go beyond just skiing and snowboarding – in fact, there are a wide array of activities perfect for any snow-enthusiast to enjoy.
However, with adventure comes risk, and a standard travel insurance policy may not provide the protection you need. That’s why Winter Sports Travel Insurance is essential, offering tailored cover for the unique challenges of the slopes.
Designed by winter sports enthusiasts, our policies give you the confidence to embrace every turn, jump, and run, knowing that you’re safer.
What Does Our Winter Sports Travel Insurance Include?
- Single & Multi-Trip Policies – Choose from flexible policies designed to fit your travel plans.
- Cover for UK, Europe & Worldwide – Wherever your winter adventures take you, we’ve got you covered.
- Equipment Protection – Cover for lost, stolen, damaged, or delayed ski and snowboard gear, including hired equipment.
- Cover for Skiing & Snowboarding – (and many other winter activities) when both on and off-piste (in resort)
- Piste Closure Cover – Compensation if lack of snow, adverse weather conditions or avalanche prevents you from taking part in winter sports
- Year-Round Flexibility – Ski whenever you like during your 12-month cover period, as long as each trip is under 31 days.
- Discounts for Couples – Save when you insure together.
- Excess Waiver Option – Remove the excess for added peace of mind.
- Free access to Air Doctor Connect, giving you access to over 20,000 doctors in 78 countries. Plus, we’ll waive your excess for outpatient treatment through them!
To find out more benefits of our travel insurance, read our dedicated travel insurance benefits page
Holidaysafe has been rated 4.6 out of 5 based on over 18,000 customer reviews on Trustpilot. Winter Sport Safety Tips
While Holidaysafe’s Winter Sports Travel Insurance has you covered, staying safe on the slopes is just as important. Follow these simple tips to reduce the risk of injury and make the most of your time in the snow.
- Learn to fall properly – It may sound unusual, but knowing how to fall can prevent serious injuries. Your instinct may be to fight for balance, but this can put strain on your ankles and legs. Instead, try to relax and fall sideways to minimise impact.
- Use a helmet – This one’s a no-brainer, literally! A helmet is essential protection against head injuries, especially when travelling at high speeds. Even a minor crash can have serious consequences, so always gear up before hitting the slopes.
- Follow the rules – Resort guidelines and slope etiquette exist for a reason—your safety and the safety of those around you. Stick to marked trails, obey signs, and respect other skiers and snowboarders to keep the experience enjoyable for everyone.
- Tell a friend – Before heading out, let a friend or family member know your route and expected return time. If you’re venturing out alone, leave a note or send a message—this simple step can make all the difference in an emergency.
By following these essential winter sports safety tips, you can reduce the risk of injury and focus on enjoying your time on the slopes. Stay safe, stay covered, and have an unforgettable trip! That said, having the extra protection of a winter sports travel insurance policy cannot be overlooked.
What are the Benefits of our Winter Sports Travel Insurance?
Even if you’re the most cautious skier in the world, accidents still happen. There are loads of reasons why it’s good to get yourself insured. Just some of the major benefits include:
- Equipment & ski pass loss – If you misplace any of your skiing equipment or your ski pass, you’ll need to fork out a lot of cash to cover damages. That won’t be the case if you already have our winter sports insurance package in place.
- Equipment hire – If your luggage doesn’t arrive on time (or goes missing in general) your insurance will pay for you to hire new equipment when you arrive at your resort. This will save you a massive headache at a time when you’re likely to already be stressed.
- Off-piste skiing within the resort boundaries – Not everyone will restrict themselves to the slopes of the piste. For those confident enough to tackle conditions away from it, our insurance will also take this into account.
- Medical costs – Arguably the most important reason for cover, your medical costs will be taken care of if you’re insured. With bills reaching the thousands in some countries for hospital care, this is a crucial element of cover.
What sports are covered by winter sports travel insurance?
At Holidaysafe, we pride ourselves on offering cover for a wide range of winter sports.
For more information on winter sports we can cover, click here.
As you’ve probably realised, it pays to take out cover when tackling icy and snowy conditions. Rather than running the risk of paying for medical expenses or lost equipment, rely on winter sports travel insurance from Holidaysafe to take care of the headache for you.
Cover Levels
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Up to £5,000* Cancellation cover
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This section of cover begins from the second your pay your premium when buying a Single Trip policy, and from the start date you choose when purchasing a Multi-Trip policy. Cancellation cover can step in to cover pre-paid costs, for things like accommodation, transport and car hire, that you cannot recover from any other source (e.g. your tour operator) in the event that you cannot go on your trip. The section will cover cancellation for a number of reasons, but it is important that you read your policy wording [link:https://www.holidaysafe.co.uk/policy-wordings/] for full details. *(Under our Premier Winter Sports policies)
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Up to £10,000,000* Medical Cover
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Injury or illness is inconvenient at the best of times, but imagine needing emergency medical attention abroad – you may not be able to communicate with doctors, and will most likely have to pay for your treatment. This is where our medical expenses section can help you, as we will consider medical bills up to £10,000,000 on many policies, including the cost of getting you back to the UK if medically necessary. Furthermore, every Holidaysafe policy comes with emergency medical assistance from our appointed team, which is available to help you 24 hours a day, every day of the year. *(Under our Express, Standard and Premier Wintersports policies)
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Up to £2,000* Personal Possessions Cover
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Some of the most common and annoying holiday disasters involve personal possessions, such as lost, stolen, damaged or delayed baggage. These policy sections can step in to cover the costs of these disasters, but you must check the cover to ensure the policy limits are enough to cover the items you are taking abroad. If you need cover for gadgets, make sure this is covered as standard on your chosen policy, otherwise, you can add the cover as an extension on the options page of the quote process. *(Under our Premier Wintersports policy)
View All Cover Levels
Medical Conditions
All Holidaysafe Travel Insurance policies are able to include cover for hundreds of medical conditions, and declaring them online is quick and simple thanks to the specialist Protectif medical risk rating service. Some of the most common ones include:
- High blood pressure / hypertension
- Asthma
- High cholesterol
- Underactive thyroid / hypothyroidism
- Diabetes (both type 1 and type 2)
- Food allergies and intolerance
- Arthritis
- Heart conditions
- Stroke
- And many more…
Activity Packs & Extensions
Activity Cover
If you wish to partake in any activities whilst on your trip abroad, you need to ensure you have the right cover.
We cover a number of wintersports activities as standard within our Wintersports range of policies. You can view these by simply clicking our ‘view activity packs’ button below, and find your chosen activity. If your sport or activity does not fall into the list we have, you may be signposted to our sister company who will be able to cover you.
View Activity List
Extensions
We offer a range of extensions on our Single Trip policies, including;
Cruise
Golf
Large Scale Events
COVID-19
Excess Waiver
To add any of these extensions to your policy, simply select them on the options page of the quote process.
Why Holidaysafe?
- Award-Winning Travel Insurance*
- Save 15%Ɨ Online
- 24/7 Emergency Medical Assistance
- Discount on Couples & Family Policies
- 4.6/5 Stars on Google Business*
- FREE and SECURE Customer Area
And Much More
Award Winning Travel Insurance
- Winner for 'Best Family Travel Insurance Provider 2024' in the 2024 SME UK Finance Awards*
- Finalists for 'Digital Broker of the Year' in the 2024 Insurance Times Awards*
- Finalists for ‘Best Travel Insurance Provider’ in the 2022 Insurance Choice Awards*
More Info
Wintersports Information
Our Winter Single Trip range is perfect for anyone planning a winter sports holiday. We offer a range of cover including owned or hired equipment, and activities such as skiing, snowboarding and off-piste in resort covered as standard. We offer several levels of cover, so you can choose a policy to suit your trip and budget. Please take a look at the options below, or compare our cover here.
Standard
Our Standard policy offers a good level of winter sports cover for extremely competitive prices; it is suitable for anyone who wants a basic level of protection for a great price. We offer all the usual cover benefits, but with lower sums insured, perfect for anyone travelling on a budget, or a package holiday.
Premier
Our Premier policy provides our highest level of winter cover, offering higher sums insured and added benefits for travellers who want peace of mind whilst abroad. Check our cover levels page for more details on what is included.
FAQs
Do you cover skiing and snowboarding both on and off-piste in a resort and what is the definition of Off-Piste?
If you purchase one of our Winter policies we cover skiing and snowboarding both on and off-piste in the resort as standard. Please contact our customer service department should you have any queries.
We define Off Piste as; ‘on an unprepared, trackless area away from regular ski runs’. Please take the utmost care if you decide to give this sport a go. You should be aware of any threats to your safety and those around you. Also, in some countries, it is illegal to go out of bounds and you may find yourself helping the local police with their enquiries.
Is mountain rescue included in my cover?
Yes, any mountain rescue costs which were deemed medically necessary would be covered by all of our policies under the Medical Emergency section of the wording.
Which winter sports are covered as standard under the winter policies?
Winter sports such as skiing, snowboarding and ice skating are included as standard. For a more detailed list please visit our Winter Sports activities list.
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